
Lower VA Loan Rate
& Keep More In Your Pocket Each Month!
- No Appraisal Required
- No Income or Employment Verification
- Fast Closings—In as little as 14 days
- Personalized VA Loan Education
- Lifetime Loyalty Program for Future Savings
Defer 2 Mortgage Payments + Receive An Escrow Refund*
*Must currently be in a VA loan, program is based on the VA IRRRL program. Defer two payments means financing up to two mortgage payments.
Dominic Garcia,
Lender
For the last 15 years I have had the opportunity to assist and earn the trust of over 2500 homeowners with their lending needs. I am proud to say that over 2,000 of those were Veterans in VA mortgages. I am relentless in that pursuit of helping my clients close their loans quickly and efficiently while still taking the time to educate and break down the full process step by step.


Close in as little as 14 days!
Get The Lower VA Rate You Deserve
If you purchased or refinanced your home with a VA loan between Jan 2022 and Feb 2025, chances are you locked in a rate above 6%. We help Veterans like you reduce your monthly payments fast and easy!

Save money each month with a lower interest rate.

Skip the paperwork—no appraisal or income docs needed.

Work with a trusted lender with 15 years of VA experience.
"Dominic was great, this was my first time buying a home and he made the process so smooth, and he was on top of everything. He answered all my questions and always was there when I called. Definitely keeping him in mind for any future real estate. It was a pleasure working with him. He went above and beyond for my family and I."
—Shawn R.
Defer 2 Mortgage Payments + Receive An Escrow Refund

Stay in Touch
7755 Center Ave., 11th Floor,
Huntington Beach, CA 92647
Company NMLS: 2030129
Individual NMLS: 397769