
Take Advantage of Record High Interest Rates Today!
Refinancing your annuity is a smart way to increase your income. With interest rates at their highest in 25 years, don’t miss the chance to boost your yearly income by an
extra 30% or more.

Rick Borba
Financial Dynamics Founder
Rick, founder of Financial Dynamics, helps individuals achieve their financial goals with expertise in retirement savings, income planning, and annuity refinancing. With 50+ years in finance, he focuses on tax-efficient strategies for Social Security and boosting retiree income. He also offers personalized wealth management.
A former president of NAIFA-East Bay/Mt. Diablo and The Exchange Club of the East Bay, Rick is based in Lodi, CA. Outside work, he enjoys fly fishing, cooking, gardening, and time with family and friends.
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